FINANCING PROGRAM

Bumiputera Expansion And Catalyst Fund (BECF)

For more information about the offers from our collaborative partners, please click on the provided company icons.

If you are interested, kindly click the “Apply Now” button to complete your registration through TERAJU.

   

  

Objective:

To provide strategic financial support in collaboration with financial institutions, development financial institutions, and government agencies with the aim of scaling and expanding Bumiputera enterprises.

RM1 Billion Per Year (financing up to RM10.0 Million per company).

Up to BFR+2.0% per annum.

Up to 8 years.

  • ✔ Working Capital
  • ✔ Asset acquisition
  • ✔ Mergers and Acquisitions
  • ✔ Contract & project financing

Standard Criteria for Financing Programs

From startups to medium-sized companies. 

All economic sectors, with priority given to High Growth High Value (HGHV) sectors.

Chief Executive Officer/Managing Director or majority of top management must be Bumiputera

Objective:

Through an innovative Peer to-Peer (P2P) digital financing platform designed to scale and grow Bumiputera enterprises.

Standard Criteria for Financing Programs

RM100.0 Million (financing up to RM1.0 Million for each transaction).

1% per month or not more than 12% per annum.

Up to 12 months.

Contract & Project Financing for Government, GLC, GLIC, and Private Sector Tenders or Contracts.

From startups to medium-sized companies.

All economic sectors, with priority given to High Growth High Value (HGHV) sectors.

Chief Executive Officer/Managing Director or majority of top management must be Bumiputera

ISLAMIC WORKING CAPITAL PROJECT FINANCING (i-WCPF)

For more information about the offers from our collaborative partners, please click on the provided company icons.

If you are interested, kindly click the “Apply Now” button to complete your registration through TERAJU.

     

Objektif:

Supporting the Scaling of Local Bumiputera Businesses from Sabah and Sarawak

The BSSF is designed to assist local Bumiputera SMEs from Sabah and Sarawak through:

  • Accessible financing options to support the scaling of Bumiputera enterprises.
  • Financing via working capital and/or asset acquisition to help Bumiputera enterprises strengthen their competitive position in the market.
  • At least 51% Bumiputera ownership.

  • Bumiputera status verified by the Ministry of Finance or equivalent authority (where applicable).

  • Limited to Bumiputera SMEs in Sabah & Sarawak.

  • The company’s key management must be majority Bumiputera.

  • The Chief Executive Officer/Managing Director/majority of top management must be Bumiputera.

  • Registered with the Companies Commission of Malaysia (SSM), the Malaysia Cooperative Commission (SKM), or local authorities/district offices (for Sabah and Sarawak), or statutory bodies for professional service providers.

We prioritize:

  • All economic sectors, with emphasis on High Growth High Value (HGHV) sectors.

  • Bumiputera SMEs ranging from startups to medium-sized companies.

  • Type of Financing: Term Financing

  • Financing Amount: RM200,000.00 to RM500,000.00

  • Financing Tenure: Up to 5 years, including a 6-month grace period at the Bank’s discretion

  • Profit Rate: Up to 5% per annum

  • Financing Margin:

    • Up to 100% – Working Capital

    • Up to 80% – Asset Acquisition (excluding land and buildings)

  • Collateral and Security:

    • 30% protection or RM30.0 million provided by TERAJU.

    • Any other form of collateral acceptable to the Partner Institution under their policy.

Applications Now Open

This fund targets Bumiputera companies, particularly in Sabah and Sarawak, that aim to scale and enhance their competitive position.

BSSF — A fund driving strategic scaling and competitiveness of Bumiputera SMEs in Sabah & Sarawak

BUMIPUTERA SABAH & SARAWAK SCALE-UP FUND (BSSF)

For more information about offers from our collaboration partners, please click on the company icons provided.

If you are interested, please click the “Apply Now” button to complete your registration through TERAJU.