Objective:
RM1 Billion Per Year (financing up to RM10.0 Million per company).
Up to BFR+2.0% per annum.
Up to 8 years.
Standard Criteria for Financing Programs
From startups to medium-sized companies.
All economic sectors, with priority given to High Growth High Value (HGHV) sectors.
Chief Executive Officer/Managing Director or majority of top management must be Bumiputera
Objective:
Through an innovative Peer to-Peer (P2P) digital financing platform designed to scale and grow Bumiputera enterprises.
Standard Criteria for Financing Programs
RM100.0 Million (financing up to RM1.0 Million for each transaction).
1% per month or not more than 12% per annum.
Up to 12 months.
Contract & Project Financing for Government, GLC, GLIC, and Private Sector Tenders or Contracts.
From startups to medium-sized companies.
All economic sectors, with priority given to High Growth High Value (HGHV) sectors.
Chief Executive Officer/Managing Director or majority of top management must be Bumiputera
Objektif:
Supporting the Scaling of Local Bumiputera Businesses from Sabah and Sarawak
The BSSF is designed to assist local Bumiputera SMEs from Sabah and Sarawak through:
At least 51% Bumiputera ownership.
Bumiputera status verified by the Ministry of Finance or equivalent authority (where applicable).
Limited to Bumiputera SMEs in Sabah & Sarawak.
The company’s key management must be majority Bumiputera.
The Chief Executive Officer/Managing Director/majority of top management must be Bumiputera.
Registered with the Companies Commission of Malaysia (SSM), the Malaysia Cooperative Commission (SKM), or local authorities/district offices (for Sabah and Sarawak), or statutory bodies for professional service providers.
We prioritize:
All economic sectors, with emphasis on High Growth High Value (HGHV) sectors.
Bumiputera SMEs ranging from startups to medium-sized companies.
Type of Financing: Term Financing
Financing Amount: RM200,000.00 to RM500,000.00
Financing Tenure: Up to 5 years, including a 6-month grace period at the Bank’s discretion
Profit Rate: Up to 5% per annum
Financing Margin:
Up to 100% – Working Capital
Up to 80% – Asset Acquisition (excluding land and buildings)
Collateral and Security:
30% protection or RM30.0 million provided by TERAJU.
Any other form of collateral acceptable to the Partner Institution under their policy.
Applications Now Open
This fund targets Bumiputera companies, particularly in Sabah and Sarawak, that aim to scale and enhance their competitive position.
BSSF — A fund driving strategic scaling and competitiveness of Bumiputera SMEs in Sabah & Sarawak
For more information about offers from our collaboration partners, please click on the company icons provided.
If you are interested, please click the “Apply Now” button to complete your registration through TERAJU.

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